How much does an electric car cost per month in New York?

About $94.68 a month, assuming 3,800 kWh a year at 29.90¢/kWh.

How many kilowatt-hours does an electric car use?

Roughly 3,800 kWh a year under these assumptions.

Is that expensive compared with other states?

New York has the 5th most expensive average residential rate in the country, so this appliance costs more here than the U.S. average of $696 a year.

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Cost to run an electric car in New York (July 2026 rates)

At 29.90¢ per kilowatt-hour — New York's average residential price in July 2026 — running an electric car costs $1,136 a year. That is 63% more than the national average of $696. New York's residential rate is up 14.0% from July 2025, which moves this appliance from $996 to $1,136 a year.

Per day: $3.11
Per month: $94.68
Per year: $1,136

Assumption: 3,800 kWh a year. 12,000 miles a year at roughly 3.5 miles per kWh, plus about 10% charging losses, on home Level 2 charging. Use the calculator to swap in the numbers from your own model.

How New York compares

New York pays 29.90¢/kWh, the 5th most expensive residential electricity of the 51 U.S. jurisdictions EIA reports. For this appliance that works out to $440 more a year than the typical U.S. household pays for the same use. Running the same electric car costs $483 a year in Louisiana and $1,824 in Hawaii, so where you live changes this bill by $1,341 a year.

State	Rate	Per month	Per year
Rhode Island	28.29¢	$89.58	$1,075
Alaska	28.83¢	$91.30	$1,096
New York	29.90¢	$94.68	$1,136
Massachusetts	30.49¢	$96.55	$1,159
Maine	32.41¢	$103	$1,232

States ranked by average residential price, cheapest first. See all 51 states for an electric car.

What else costs about the same in New York

Electric water heater$1,046 a year in NY Hot tub$748 a year in NY Central air conditioner$703 a year in NY

Cutting the number down

Charging on an off-peak or EV rate plan is usually the single largest lever, and it costs nothing but a schedule setting.
Charging losses are real: the meter sees noticeably more than the battery receives, especially in cold weather.
Cost per mile, not cost per charge, is the number that compares cleanly against a tank of gasoline.

Questions

How much does an electric car cost per month in New York?: About $94.68 a month, assuming 3,800 kWh a year at 29.90¢/kWh.
How many kilowatt-hours does an electric car use?: Roughly 3,800 kWh a year under these assumptions.
Is that expensive compared with other states?: New York has the 5th most expensive average residential rate in the country, so this appliance costs more here than the U.S. average of $696 a year.